Category Archives: Credit Education

by Jim Wang Your FICO credit score is increasingly becoming one of the most important numbers in your life. I’ve written about what’s in your FICO credit score as well as how to get FICO credit score estimates, but never how to … Continue reading →

  By Judy Martel · Bankrate.com Monday, August 1, 2011 Posted: 3 pm ET   The sluggish housing recovery is prompting President Barack Obama to consider ways to take foreclosed properties off the market and rent them until prices stabilize. … Continue reading →

According to a report by the Wall Street Journal, JPMorgan Chase & Co. has dropped more than 1,000 credit card debt-collection lawsuits in several states, including Florida, California, Illinois, New York, and New Jersey. As of March 31, 2011, the … Continue reading →

If you’ve got hang ups, odds are you’re female. That’s what a credit card debt collector explained recently to The New Yorker Magazine. Seems like an inside trick of the collection trade is to hang up when a woman answers … Continue reading →

CREDIT CARD STATUTE OF LIMITATIONS :  TRUE OR FALSE? July 11th, 2011 Ready to test your knowledge of the Statute of Limitations ? Read on, anyway. 1. True or False? The Statute of Limitations limits the period of time a creditor … Continue reading →

First of all, you should pay any and all citations. When an unpaid traffic ticket gets turned over to a collection agency, the driver’s credit scores fall, perhaps substantially. Traffic tickets and your credit ratings may not seem related, but … Continue reading →